APR — Representative Range Explanation
Using the services of Aceben is simple and straightforward. The first thing that you need to do is visit our secure store and bring along your valuables. We will then appraise the items that you have to pawn and make you an offer. If you have suitable identification with you, and if you accept our offer, we will give you instant cash. It is that simple! As all items are securely stored in a vault for security, when you are ready to pay back your loan, contact us or visit a store where you and you can then collect your items and pay back your loan. Compared to a personal loan from a registered lender or financial service provider often ranges between 5.99% and 35.99%. Loan products sometimes have a 90 day minimum repayment term and a 72 month (6 year) maximum repayment term. Lenders will provide you with the APR, loan fees, and other terms when you are redirected to your loan agreement during the loan request process. Before accepting a loan from a lender, be sure to read the loan agreement carefully, as the APR and repayment terms may differ from what is listed. Aceben does not offer payday or personal loans. Aceben is a NSW registered Pawnbroker that lends money according to the value of the goods pawned which are retained by us until debt repaid. Contracts are set at 3-4 months; however, maybe repaid earlier or extended without penalty. E.g $200 loan term of 90 days repayment will be $40 monthly (20%) for 3 months total $120.
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